Enhanced home insurance policies, typically often called property articles insurance policy, gives substantially broader protection compared to the regular HDB fire coverage. When hearth insurance policy only covers the structural integrity of the flat, Increased strategies lengthen coverage to the house's contents and renovations. This involves private belongings which include home furnishings, electronics, and appliances, and also interior advancements like designed-in cabinets, flooring, more info and Untrue ceilings. Key great things about these strategies contain all-risk protection for perils like hearth, theft, and burst pipes, personal legal responsibility safety against accidental harm to third parties, and payment for option accommodation costs if the house turns into uninhabitable. Insurance rates are typically affordable, with once-a-year fees starting from as low as $50 to some hundred dollars, depending upon the sum insured and the dimensions from the assets. Distinguished insurers in Singapore providing these options contain NTUC Income, FWD, and Etiqa.